Standard forms
JCT: delay, time and loss and expense
JCT documents the job and settles afterwards. Its defining structural choice is that time and money run on two separate lists, and understanding that resolves most confusion about the form.
- Jurisdiction
- England and Wales
- Law and editions as at
- 3 August 2026
- Last reviewed
- 3 August 2026
- Editorial status
- Editorial draft, not yet independently reviewed
Two lists, not one
Contract text Relevant Events earn time. Relevant Matters earn money. They overlap but they are not the same list, and an event that appears on the first and not the second earns an extension without compensation. This is the single most useful thing to know about the form.
Notice
The contractor notifies when delay becomes reasonably apparent, rather than within a fixed countdown. The obligation is not decorative: a late notice weakens the position, invites questions about what else went unrecorded, and in some forms bears on what can fairly be assessed.
Assessment and review
On the traditional forms the architect or contract administrator grants what is fair and reasonable on the material provided. On design and build the employer’s agent does. Most forms also provide a review after practical completion, when the full picture is available, which is one reason the record has to survive the project.
Loss and expense
The money mechanism requires notification, information and particulars, and ascertainment of the actual loss from the records. Later editions tightened those requirements. Which edition applies, and how it has been amended, changes the process materially.
What amendments usually change
- Adding notice conditions with hard consequences, which the unamended form does not contain.
- Allocating concurrency expressly against the contractor.
- Allocating float to the employer.
- Narrowing the Relevant Matters, or capping loss and expense.
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Where the record comes in
Every mechanism on this page turns on evidence: what happened, what was known and when. A record built as the job happens is worth more than any argument assembled afterwards. Construction Metric keeps that record automatically, from the messages, photographs and voice notes a site team already sends.
Built by AI Metric
The analysis on this site is only as fast as the evidence behind it. AI Metric builds bespoke systems for consultancies, contractors and claims teams: document and correspondence triage, event registers assembled from the project record, programme and cost reconciliation, and drafting support that always cites the document it came from. Built for review by your own experts, never to replace their judgement.
Do not overread this page
JCT text is the copyright of its publisher and none is reproduced here. Editions differ and schedules of amendments are the norm. Your executed contract controls.
General explanation of how contract mechanisms, analysis methods and legal principles generally work. It is not legal or contractual advice, not an opinion on any project, and no standard-form contract wording is reproduced anywhere on this site. Standard forms are routinely amended, so every default described here, including every time period, can be different on your project. Your executed contract, as amended, and the governing law and forum always control. Deadlines may already be running: if an event has occurred, preserve your position and take qualified advice.
